OIC - Spouses Living Separately


How do I do a joint OIC where Wife lives in michigan with kids and husband is disabled and living in Texas with Parent. WIth combined income they should meet the income and expense level to qualifiy for an OIC with minimal total pmt. SInce they are in two states they have different expense tables.


Good Morning,
This is a tough one. It will not be fast, but how I would approach it is as follows:

  1. Establish the % of total family income. Ex. TP makes $2,000 a month and SP makes $4000. He would contribute 33.3% and she would contribute 66.7%.

  2. Determine the expenses for each state (actual or standard). Apply the % for each expense and then add together:
    TP- Rent $1000 * 33.3%= $333 per month
    SP- Rent $1500 * 66.7%= $1,000.50 per month
    TOTAL Monthly Rent: $1,333.50

  3. Apply that to all of the expenses.

  4. You will need to show your calculations and fully explain how you came to the results.

Let me know if you have any questions.

Hope that helps,